Planning Tools

Planning Tools Center
The retirement planning tools center provide you with a number of interacitve calculators to help you in determining the retirement income you will need, and to help you achieve that income level. The following calculators are available for your use:

Retirement Income Calculator

This calculator projects how much income you will need at retirement, help you compute how much more you need to save, and how much you will get in Social Security benefits.

Rate of Return Calculator

This calculator allows you to input a beginning retirement balance, contributions to your account, and your accumulated retirement balance at specific dates, and you can determine the real rate of return on your assets.

Asset Allocation

This calculator recommends an allocation for your portfolio determined by your answers. It will recommend % breakdown of specific investment categories.

Participant Loan Calculator

Use this calculator to help you estimate payments and costs on a participant loan.

Mutual Fund Overlap Calculator

(look for this calculator in October, 2005)

This comparison calculator allows you determine the amount of overlap in the mutual funds you are choosing. Overlap occurs when two or more of the funds you have chosen own the same basic stocks. Profitsharing.org tracks the top ten holdings of the funds we track, and allows you to make this comparison between funds.